Today's Homestead Mortgage Rates

Mortgage rates as of 4/1/2025

Homestead's Mortgage Broker Offering the Lowest Rates

We specialize in Homestead residential mortgages.

At OnMortgage, we will find a loan that fits each Homestead borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.

Find the Best Homestead Mortgage Rates with On Mortgage

Homestead is a vibrant city known for its rich history, proximity to the Everglades, and growing real estate market. At On Mortgage, we offer competitive Homestead mortgage rates and personalized loan solutions to help residents and investors achieve their property goals in this dynamic community.

Homestead's Real Estate Market Overview

Homestead offers a diverse range of properties, from charming single-family homes to modern townhouses. As of February 2025, the median home price in Homestead is approximately $455,387, reflecting a 3.2% increase over the past year. This growth is driven by the city's affordability and appeal to both families and investors. On Mortgage is here to help you navigate this evolving market with the best Homestead mortgage rates.

Downtown Homestead and Surrounding Areas

Downtown Homestead is experiencing revitalization, offering residents a blend of historic charm and modern amenities. Whether you're seeking a home near the bustling city center or in a tranquil suburban neighborhood, On Mortgage provides competitive Homestead mortgage rates tailored to your preferences.

Homestead Mortgage Rate Trends

The Homestead housing market has shown steady growth, with median home prices increasing by 3.2% over the past year. Homes typically go pending in around 59 days, indicating a balanced market. On Mortgage stays updated on these trends to offer you the most advantageous Homestead mortgage rates and financing options.

Why Choose On Mortgage for the Best Homestead Mortgage Rates?

Homestead's real estate market offers unique opportunities for homebuyers and investors. Here's how On Mortgage can assist you:
  • Competitive mortgage rates for various property types
  • FHA loans with low down payment options
  • VA loans with exclusive benefits for veterans
  • Refinancing solutions to secure lower mortgage rates
  • Jumbo loans for high-value properties
With extensive knowledge of Homestead's real estate market, our team ensures you secure the best Homestead mortgage rates through a seamless and stress-free process.
Homestead Mortgage Rates

Contact On Mortgage for the Best Homestead Mortgage Rates

Whether you're buying, refinancing, or investing in Homestead, On Mortgage offers expert advice and customized mortgage solutions to meet your needs. Contact our experienced team today to explore the best Homestead mortgage rates and secure the right loan for your real estate goals.


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We Serve the Entire State of Florida

At On Mortgage, we proudly provide mortgage solutions to homebuyers and investors throughout Florida. Here are some of the cities we serve near Miami, but we aren’t limited to these locations:

Boca RatonBoynton BeachCape CoralClearwaterCoral SpringsDavieDaytona BeachDeerfield BeachDoralFort LauderdaleHallandale BeachHialeahHollywoodHomesteadJacksonvilleKendallLauderdale LakesMiamiMiami BeachMiramarOrlandoParklandPembroke PinesPine HillsPlantationPompano BeachPort Saint LucieSaint PetersburgSunriseTallahasseeTampaWest Palm BeachWeston