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Run the numbers yourself
Florida numbers, not national averages: county property tax, Florida insurance and mortgage insurance are built in. When you want a real rate, the pricing engine is one click away.
Adjust taxes, insurance and HOA
- Principal and interest$0
- Property tax$0
- Home insurance$0
- Mortgage insurance$0
- HOA dues$0
We solve for the highest price whose full payment, county tax, insurance and PMI included, lands on your number. Lenders also check your income and debts; this is the payment side only.
Your current loan
The new loan
All figures are estimates for planning only. Property tax is estimated at 1.20% and home insurance at 0.85% of the home’s value per year; HOA dues and mortgage insurance are also estimates. Actual figures vary by property, coverage and lender. Enter your own figures where you know them. Not a quote or a commitment to lend.
Want a real rate, not just an estimate?
These calculators use simple math and estimated taxes and insurance. For an actual rate priced by our engine at your exact scenario, with the closing costs attached, use the live rate finder. No application, no credit pull, and it takes about thirty seconds.