Live rates and closing costs
No credit pullReal lender pricing for your exact loan, updated today · no sign-up, no credit pull
For each program we show four ways to price the same loan: a buy-down rate with about one point paid at closing, then three lender credit options, small, middle and large, where a slightly higher rate pays toward your closing costs. Every option shows its exact closing costs. Open “Show all rate options” under any program for the full ladder.
30 Year Fixed 17 options
Buy-down rate About 1 points paid at closing for a lower rate and payment
Rate6.500%
APR6.666%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,351
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate7.250%
APR7.273%
Points / credit$2,261 credit
Closing costs$973
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.375%
APR7.375%
Points / credit$4,896 credit
Closing costs$1,640 Back
P&I payment$2,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.625%
APR7.625%
Points / credit$9,197 credit
Closing costs$5,897 Back
P&I payment$3,008/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 17 rate options for 30 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.250%
APR6.591%
Points / credit$12,346 cost (2.905 pts)
Closing costs$15,403
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.598%
Points / credit$6,906 cost (1.625 pts)
Closing costs$9,985
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.666%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,351
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.768%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,311
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.822%
Points / creditPar, no points
Closing costs$3,145
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.887%
Points / credit$2,656 credit
Closing costs$511
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.999%
APR7.079%
Points / credit$234 cost (0.055 pts)
Closing costs$3,423
P&I payment$2,827/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$4,781 credit
Closing costs$1,592 Back
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$5,313 credit
Closing costs$2,101 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.273%
Points / credit$2,261 credit
Closing costs$973
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.299%
APR7.299%
Points / credit$3,264 credit
Closing costs$21 Back
P&I payment$2,913/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.375%
APR7.375%
Points / credit$4,896 credit
Closing costs$1,640 Back
P&I payment$2,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.500%
Points / credit$7,310 credit
Closing costs$4,032 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$8,479 credit
Closing costs$5,183 Back
P&I payment$3,001/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$9,197 credit
Closing costs$5,897 Back
P&I payment$3,008/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.875%
APR7.875%
Points / credit$9,469 credit
Closing costs$6,124 Back
P&I payment$3,082/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.999%
APR7.999%
Points / credit$11,615 credit
Closing costs$8,249 Back
P&I payment$3,118/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
30 Year Fixed FHA 15 options
Buy-down rate About 1.015 points paid at closing for a lower rate and payment
Rate6.125%
APR6.287%
Points / credit$4,314 cost (1.015 pts)
Closing costs$7,348
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.375%
APR6.420%
Points / credit$1,088 credit
Closing costs$1,991
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.750%
APR6.750%
Points / credit$6,855 credit
Closing costs$3,710 Back
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.125%
APR7.125%
Points / credit$9,414 credit
Closing costs$6,202 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 15 rate options for 30 Year Fixed FHA, lowest rate firstShow just our 4 picks
Rate5.875%
APR6.149%
Points / credit$9,673 cost (2.276 pts)
Closing costs$12,663
P&I payment$2,514/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.212%
Points / credit$6,711 cost (1.579 pts)
Closing costs$9,723
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.264%
Points / credit$4,463 cost (1.050 pts)
Closing costs$7,493
P&I payment$2,575/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.287%
Points / credit$4,314 cost (1.015 pts)
Closing costs$7,348
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.382%
Points / credit$2,890 cost (0.680 pts)
Closing costs$5,947
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.420%
Points / credit$1,088 credit
Closing costs$1,991
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$3,689 credit
Closing costs$588 Back
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$5,610 credit
Closing costs$2,491 Back
P&I payment$2,714/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$6,095 credit
Closing costs$2,971 Back
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.750%
Points / credit$6,855 credit
Closing costs$3,710 Back
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$7,323 credit
Closing costs$4,133 Back
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$8,993 credit
Closing costs$5,786 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$9,414 credit
Closing costs$6,202 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.250%
Points / credit$9,452 credit
Closing costs$6,218 Back
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.500%
Points / credit$10,855 credit
Closing costs$7,576 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
30 Year Fixed VA 14 options
Buy-down rate About 1.159 points paid at closing for a lower rate and payment
Rate6.000%
APR6.173%
Points / credit$4,926 cost (1.159 pts)
Closing costs$7,938
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.375%
APR6.389%
Points / credit$2,448 credit
Closing costs$631
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.625%
APR6.625%
Points / credit$7,455 credit
Closing costs$4,331 Back
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.099%
APR7.099%
Points / credit$12,053 credit
Closing costs$8,846 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 14 rate options for 30 Year Fixed VA, lowest rate firstShow just our 4 picks
Rate5.875%
APR6.111%
Points / credit$7,888 cost (1.856 pts)
Closing costs$10,878
P&I payment$2,514/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.173%
Points / credit$4,926 cost (1.159 pts)
Closing costs$7,938
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.225%
Points / credit$2,678 cost (0.630 pts)
Closing costs$5,708
P&I payment$2,575/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.248%
Points / credit$2,529 cost (0.595 pts)
Closing costs$5,563
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.343%
Points / credit$1,105 cost (0.260 pts)
Closing costs$4,162
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.389%
Points / credit$2,448 credit
Closing costs$631
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$5,049 credit
Closing costs$1,948 Back
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$6,970 credit
Closing costs$3,851 Back
P&I payment$2,714/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$7,455 credit
Closing costs$4,331 Back
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.750%
Points / credit$8,215 credit
Closing costs$5,070 Back
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$10,383 credit
Closing costs$7,193 Back
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$12,053 credit
Closing costs$8,846 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$12,474 credit
Closing costs$9,262 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.250%
Points / credit$12,512 credit
Closing costs$9,278 Back
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
25 Year Fixed 7 options
Buy-down rate About 1 points paid at closing for a lower rate and payment
Rate6.500%
APR6.686%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,351
P&I payment$2,870/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.875%
APR6.888%
Points / credit$2,656 credit
Closing costs$511
P&I payment$2,970/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.000%
APR7.000%
Points / credit$4,781 credit
Closing costs$1,592 Back
P&I payment$3,004/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.125%
APR7.125%
Points / credit$5,313 credit
Closing costs$2,101 Back
P&I payment$3,038/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 7 rate options for 25 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.375%
APR6.626%
Points / credit$6,906 cost (1.625 pts)
Closing costs$9,985
P&I payment$2,837/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.686%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,351
P&I payment$2,870/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.786%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,311
P&I payment$2,903/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.831%
Points / creditPar, no points
Closing costs$3,145
P&I payment$2,936/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.888%
Points / credit$2,656 credit
Closing costs$511
P&I payment$2,970/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$4,781 credit
Closing costs$1,592 Back
P&I payment$3,004/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$5,313 credit
Closing costs$2,101 Back
P&I payment$3,038/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
20 Year Fixed 16 options
Buy-down rate About 1 points paid at closing for a lower rate and payment
Rate6.375%
APR6.591%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,329
P&I payment$3,137/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.750%
APR6.765%
Points / credit$2,656 credit
Closing costs$489
P&I payment$3,232/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.500%
APR7.500%
Points / credit$6,694 credit
Closing costs$3,416 Back
P&I payment$3,424/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.625%
APR7.625%
Points / credit$8,504 credit
Closing costs$5,204 Back
P&I payment$3,456/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 20 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.250%
APR6.636%
Points / credit$10,128 cost (2.383 pts)
Closing costs$13,185
P&I payment$3,106/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.591%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,329
P&I payment$3,137/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.640%
Points / credit$1,594 cost (0.375 pts)
Closing costs$4,695
P&I payment$3,169/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.734%
Points / credit$531 cost (0.125 pts)
Closing costs$3,654
P&I payment$3,200/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.765%
Points / credit$2,656 credit
Closing costs$489
P&I payment$3,232/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$5,313 credit
Closing costs$2,145 Back
P&I payment$3,263/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.999%
APR7.101%
Points / credit$170 cost (0.040 pts)
Closing costs$3,359
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$7,438 credit
Closing costs$4,248 Back
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$7,969 credit
Closing costs$4,757 Back
P&I payment$3,327/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.299%
APR7.312%
Points / credit$2,818 credit
Closing costs$425
P&I payment$3,372/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.375%
APR7.375%
Points / credit$4,437 credit
Closing costs$1,181 Back
P&I payment$3,391/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.500%
Points / credit$6,694 credit
Closing costs$3,416 Back
P&I payment$3,424/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$7,807 credit
Closing costs$4,512 Back
P&I payment$3,450/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$8,504 credit
Closing costs$5,204 Back
P&I payment$3,456/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.875%
APR7.875%
Points / credit$9,146 credit
Closing costs$5,801 Back
P&I payment$3,522/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.999%
APR7.999%
Points / credit$11,135 credit
Closing costs$7,769 Back
P&I payment$3,555/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
15 Year Fixed 16 options
Buy-down rate About 0.875 points paid at closing for a lower rate and payment
Rate5.625%
APR5.866%
Points / credit$3,719 cost (0.875 pts)
Closing costs$6,665
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.000%
APR6.091%
Points / credit$531 credit
Closing costs$2,481
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.625%
APR6.625%
Points / credit$6,124 credit
Closing costs$3,001 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.000%
APR7.000%
Points / credit$9,478 credit
Closing costs$6,288 Back
P&I payment$3,820/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 15 Year Fixed, lowest rate firstShow just our 4 picks
Rate5.375%
APR5.784%
Points / credit$8,500 cost (2.000 pts)
Closing costs$11,402
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.835%
Points / credit$6,375 cost (1.500 pts)
Closing costs$9,299
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.866%
Points / credit$3,719 cost (0.875 pts)
Closing costs$6,665
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.935%
Points / credit$2,125 cost (0.500 pts)
Closing costs$5,093
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.004%
Points / credit$531 cost (0.125 pts)
Closing costs$3,522
P&I payment$3,558/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.091%
Points / credit$531 credit
Closing costs$2,481
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.125%
Points / credit$3,188 credit
Closing costs$153 Back
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$4,781 credit
Closing costs$1,724 Back
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.375%
Points / credit$6,375 credit
Closing costs$3,296 Back
P&I payment$3,673/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$5,049 credit
Closing costs$1,948 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$6,124 credit
Closing costs$3,001 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.799%
APR6.799%
Points / credit$6,171 credit
Closing costs$3,017 Back
P&I payment$3,772/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$8,135 credit
Closing costs$4,967 Back
P&I payment$3,790/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$9,478 credit
Closing costs$6,288 Back
P&I payment$3,820/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$10,574 credit
Closing costs$7,362 Back
P&I payment$3,850/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$12,283 credit
Closing costs$8,987 Back
P&I payment$3,964/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
15 Year Fixed FHA 13 options
Buy-down rate About 0.771 points paid at closing for a lower rate and payment
Rate5.625%
APR5.850%
Points / credit$3,277 cost (0.771 pts)
Closing costs$6,223
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.000%
APR6.093%
Points / credit$468 credit
Closing costs$2,545
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.125%
APR6.152%
Points / credit$2,312 credit
Closing costs$723
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.500%
APR6.500%
Points / credit$4,450 credit
Closing costs$1,349 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 13 rate options for 15 Year Fixed FHA, lowest rate firstShow just our 4 picks
Rate5.125%
APR5.650%
Points / credit$11,921 cost (2.805 pts)
Closing costs$14,779
P&I payment$3,389/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.250%
APR5.700%
Points / credit$9,720 cost (2.287 pts)
Closing costs$12,599
P&I payment$3,416/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.375%
APR5.751%
Points / credit$7,578 cost (1.783 pts)
Closing costs$10,480
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.800%
Points / credit$5,398 cost (1.270 pts)
Closing costs$8,321
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.850%
Points / credit$3,277 cost (0.771 pts)
Closing costs$6,223
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.905%
Points / credit$1,288 cost (0.303 pts)
Closing costs$4,256
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.093%
Points / credit$468 credit
Closing costs$2,545
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.139%
Points / credit$1,938 credit
Closing costs$1,092
P&I payment$3,609/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.152%
Points / credit$2,312 credit
Closing costs$723
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$4,093 credit
Closing costs$1,036 Back
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$4,450 credit
Closing costs$1,349 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$5,861 credit
Closing costs$2,742 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$6,222 credit
Closing costs$3,099 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
15 Year Fixed VA 13 options
Buy-down rate About 1.04 points paid at closing for a lower rate and payment
Rate5.500%
APR5.765%
Points / credit$4,420 cost (1.040 pts)
Closing costs$7,344
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.000%
APR6.058%
Points / credit$1,445 credit
Closing costs$1,568
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.125%
APR6.125%
Points / credit$3,290 credit
Closing costs$255 Back
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.500%
APR6.500%
Points / credit$5,427 credit
Closing costs$2,326 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 13 rate options for 15 Year Fixed VA, lowest rate firstShow just our 4 picks
Rate5.125%
APR5.615%
Points / credit$10,944 cost (2.575 pts)
Closing costs$13,801
P&I payment$3,389/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.250%
APR5.665%
Points / credit$8,742 cost (2.057 pts)
Closing costs$11,622
P&I payment$3,416/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.375%
APR5.716%
Points / credit$6,600 cost (1.553 pts)
Closing costs$9,502
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.765%
Points / credit$4,420 cost (1.040 pts)
Closing costs$7,344
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.815%
Points / credit$2,299 cost (0.541 pts)
Closing costs$5,245
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.869%
Points / credit$310 cost (0.073 pts)
Closing costs$3,278
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.058%
Points / credit$1,445 credit
Closing costs$1,568
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.103%
Points / credit$2,916 credit
Closing costs$115
P&I payment$3,609/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.125%
Points / credit$3,290 credit
Closing costs$255 Back
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$5,070 credit
Closing costs$2,013 Back
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$5,427 credit
Closing costs$2,326 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$6,838 credit
Closing costs$3,720 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$7,200 credit
Closing costs$4,076 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
10 Year Fixed 16 options
Buy-down rate About 0.75 points paid at closing for a lower rate and payment
Rate5.625%
APR5.940%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,134
P&I payment$4,639/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate5.875%
APR6.006%
Points / credit$459 credit
Closing costs$2,531
P&I payment$4,692/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.500%
APR6.500%
Points / credit$6,150 credit
Closing costs$3,049 Back
P&I payment$4,826/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.000%
APR7.000%
Points / credit$9,376 credit
Closing costs$6,186 Back
P&I payment$4,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 10 Year Fixed, lowest rate firstShow just our 4 picks
Rate5.250%
APR5.910%
Points / credit$10,102 cost (2.377 pts)
Closing costs$12,982
P&I payment$4,560/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.375%
APR5.925%
Points / credit$7,867 cost (1.851 pts)
Closing costs$10,769
P&I payment$4,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.949%
Points / credit$5,844 cost (1.375 pts)
Closing costs$8,768
P&I payment$4,612/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.940%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,134
P&I payment$4,639/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.985%
Points / credit$1,594 cost (0.375 pts)
Closing costs$4,562
P&I payment$4,665/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.006%
Points / credit$459 credit
Closing costs$2,531
P&I payment$4,692/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.070%
Points / credit$1,662 credit
Closing costs$1,351
P&I payment$4,718/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.125%
Points / credit$3,719 credit
Closing costs$684 Back
P&I payment$4,745/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$5,313 credit
Closing costs$2,256 Back
P&I payment$4,772/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.375%
Points / credit$6,906 credit
Closing costs$3,827 Back
P&I payment$4,799/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$6,150 credit
Closing costs$3,049 Back
P&I payment$4,826/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$6,940 credit
Closing costs$3,817 Back
P&I payment$4,853/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$8,296 credit
Closing costs$5,129 Back
P&I payment$4,907/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$9,376 credit
Closing costs$6,186 Back
P&I payment$4,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$10,213 credit
Closing costs$7,001 Back
P&I payment$4,962/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$11,662 credit
Closing costs$8,366 Back
P&I payment$5,067/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
10/6 ARM 8 options
Buy-down rate About 1.511 points paid at closing for a lower rate and payment
Rate7.125%
APR7.200%
Points / credit$6,422 cost (1.511 pts)
Closing costs$9,633
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 8 rate options for 10/6 ARM, lowest rate firstShow just our 4 picks
Rate6.250%
APR6.715%
Points / credit$11,645 cost (2.740 pts)
Closing costs$14,702
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.767%
Points / credit$10,149 cost (2.388 pts)
Closing costs$13,228
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.823%
Points / credit$8,823 cost (2.076 pts)
Closing costs$11,924
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.884%
Points / credit$7,710 cost (1.814 pts)
Closing costs$10,833
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.951%
Points / credit$6,868 cost (1.616 pts)
Closing costs$10,013
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR7.034%
Points / credit$6,753 cost (1.589 pts)
Closing costs$9,921
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.119%
Points / credit$6,690 cost (1.574 pts)
Closing costs$9,879
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.200%
Points / credit$6,422 cost (1.511 pts)
Closing costs$9,633
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
7/6 ARM 9 options
Buy-down rate About 0.907 points paid at closing for a lower rate and payment
Rate6.500%
APR6.736%
Points / credit$3,855 cost (0.907 pts)
Closing costs$6,956
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 9 rate options for 7/6 ARM, lowest rate firstShow just our 4 picks
Rate5.750%
APR6.510%
Points / credit$11,556 cost (2.719 pts)
Closing costs$14,524
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.545%
Points / credit$10,102 cost (2.377 pts)
Closing costs$13,093
P&I payment$2,514/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.578%
Points / credit$8,619 cost (2.028 pts)
Closing costs$11,632
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.610%
Points / credit$7,072 cost (1.664 pts)
Closing costs$10,107
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.646%
Points / credit$5,721 cost (1.346 pts)
Closing costs$8,777
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.692%
Points / credit$4,815 cost (1.133 pts)
Closing costs$7,894
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.736%
Points / credit$3,855 cost (0.907 pts)
Closing costs$6,956
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.779%
Points / credit$2,818 cost (0.663 pts)
Closing costs$5,941
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.829%
Points / credit$2,070 cost (0.487 pts)
Closing costs$5,215
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
5/6 ARM 13 options
Buy-down rate About 1.033 points paid at closing for a lower rate and payment
Rate6.375%
APR6.717%
Points / credit$4,390 cost (1.033 pts)
Closing costs$7,469
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Par rate No points and no credit
Rate7.125%
APR6.927%
Points / credit$30 cost (0.007 pts)
Closing costs$3,241
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 13 rate options for 5/6 ARM, lowest rate firstShow just our 4 picks
Rate5.625%
APR6.576%
Points / credit$11,832 cost (2.784 pts)
Closing costs$14,778
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR6.600%
Points / credit$10,600 cost (2.494 pts)
Closing costs$13,568
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.618%
Points / credit$9,104 cost (2.142 pts)
Closing costs$12,094
P&I payment$2,514/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.637%
Points / credit$7,680 cost (1.807 pts)
Closing costs$10,692
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.662%
Points / credit$6,469 cost (1.522 pts)
Closing costs$9,503
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.688%
Points / credit$5,364 cost (1.262 pts)
Closing costs$8,420
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.717%
Points / credit$4,390 cost (1.033 pts)
Closing costs$7,469
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.748%
Points / credit$3,489 cost (0.821 pts)
Closing costs$6,590
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.784%
Points / credit$2,818 cost (0.663 pts)
Closing costs$5,941
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.821%
Points / credit$2,172 cost (0.511 pts)
Closing costs$5,317
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.860%
Points / credit$1,615 cost (0.380 pts)
Closing costs$4,782
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR6.896%
Points / credit$965 cost (0.227 pts)
Closing costs$4,154
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR6.927%
Points / credit$30 cost (0.007 pts)
Closing costs$3,241
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
5 Year ARM VA 11 options
Buy-down rate About 0.978 points paid at closing for a lower rate and payment
Rate5.625%
APR5.805%
Points / credit$4,157 cost (0.978 pts)
Closing costs$7,103
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.125%
APR5.862%
Points / credit$2,342 credit
Closing costs$693
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.250%
APR5.895%
Points / credit$4,361 credit
Closing costs$1,304 Back
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.500%
APR5.994%
Points / credit$4,569 credit
Closing costs$1,468 Back
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 11 rate options for 5 Year ARM VA, lowest rate firstShow just our 4 picks
Rate5.125%
APR5.778%
Points / credit$12,287 cost (2.891 pts)
Closing costs$15,144
P&I payment$2,314/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.250%
APR5.781%
Points / credit$10,064 cost (2.368 pts)
Closing costs$12,944
P&I payment$2,347/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.375%
APR5.800%
Points / credit$8,602 cost (2.024 pts)
Closing costs$11,504
P&I payment$2,380/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.802%
Points / credit$6,379 cost (1.501 pts)
Closing costs$9,303
P&I payment$2,413/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.805%
Points / credit$4,157 cost (0.978 pts)
Closing costs$7,103
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.806%
Points / credit$1,934 cost (0.455 pts)
Closing costs$4,902
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR5.864%
Points / credit$30 cost (0.007 pts)
Closing costs$3,042
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR5.862%
Points / credit$2,342 credit
Closing costs$693
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR5.895%
Points / credit$4,361 credit
Closing costs$1,304 Back
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR5.994%
Points / credit$4,569 credit
Closing costs$1,468 Back
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.044%
Points / credit$6,439 credit
Closing costs$3,316 Back
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
3 Year ARM VA 5 options
Buy-down rate About 0.962 points paid at closing for a lower rate and payment
Rate5.750%
APR5.841%
Points / credit$4,089 cost (0.962 pts)
Closing costs$7,057
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 5 rate options for 3 Year ARM VA, lowest rate firstShow just our 4 picks
Rate5.125%
APR5.843%
Points / credit$11,739 cost (2.762 pts)
Closing costs$14,596
P&I payment$2,314/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.250%
APR5.834%
Points / credit$9,792 cost (2.304 pts)
Closing costs$12,672
P&I payment$2,347/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.859%
Points / credit$7,935 cost (1.867 pts)
Closing costs$10,859
P&I payment$2,413/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.850%
Points / credit$6,005 cost (1.413 pts)
Closing costs$8,951
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.841%
Points / credit$4,089 cost (0.962 pts)
Closing costs$7,057
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Principal and interest only. Taxes, insurance, HOA dues and mortgage insurance are not included unless stated. Rates are examples based on the scenario above, subject to verification and market changes, and are not a commitment to lend.
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