OnMortgage LLC

Live rates and closing costs

No credit pull

Real lender pricing for your exact loan, updated today · no sign-up, no credit pull

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* Enter your ZIP or pick your county so we price with the right loan limits for your area. That decides whether your loan is conforming, high-balance or jumbo, which can change your rate. Your county also sets the property tax and insurance estimates on the full payment page.

Latest available pricing

As of October 21, 2026

For each program we show four ways to price the same loan: a buy-down rate with about one point paid at closing, then three lender credit options, small, middle and large, where a slightly higher rate pays toward your closing costs. Every option shows its exact closing costs. Open “Show all rate options” under any program for the full ladder.

30 Year Fixed 18 options

Buy-down rate About 0.777 points paid at closing for a lower rate and payment
Rate6.999%
APR7.150%
Points / credit$3,302 cost (0.777 pts)
Closing costs$6,492
P&I payment$2,827/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate7.375%
APR7.414%
Points / credit$1,611 credit
Closing costs$1,645
P&I payment$2,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.500%
APR7.500%
Points / credit$4,161 credit
Closing costs$883 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.750%
APR7.750%
Points / credit$6,401 credit
Closing costs$3,078 Back
P&I payment$3,045/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 18 rate options for 30 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.375%
APR6.681%
Points / credit$10,625 cost (2.500 pts)
Closing costs$13,704
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.749%
Points / credit$7,969 cost (1.875 pts)
Closing costs$11,070
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.828%
Points / credit$5,844 cost (1.375 pts)
Closing costs$8,967
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.883%
Points / credit$2,656 cost (0.625 pts)
Closing costs$5,802
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.799%
APR7.061%
Points / credit$8,288 cost (1.950 pts)
Closing costs$11,441
P&I payment$2,770/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.948%
Points / creditPar, no points
Closing costs$3,167
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.999%
APR7.150%
Points / credit$3,302 cost (0.777 pts)
Closing costs$6,492
P&I payment$2,827/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.025%
Points / credit$2,125 credit
Closing costs$1,065
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.126%
Points / credit$3,188 credit
Closing costs$24
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.354%
Points / credit$1,160 cost (0.273 pts)
Closing costs$4,394
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.299%
APR7.381%
Points / credit$213 cost (0.050 pts)
Closing costs$3,455
P&I payment$2,913/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.375%
APR7.414%
Points / credit$1,611 credit
Closing costs$1,645
P&I payment$2,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.500%
Points / credit$4,161 credit
Closing costs$883 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$5,147 credit
Closing costs$1,851 Back
P&I payment$3,001/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$5,967 credit
Closing costs$2,667 Back
P&I payment$3,008/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.750%
APR7.750%
Points / credit$6,401 credit
Closing costs$3,078 Back
P&I payment$3,045/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.875%
APR7.875%
Points / credit$8,997 credit
Closing costs$5,653 Back
P&I payment$3,082/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.999%
APR7.999%
Points / credit$11,207 credit
Closing costs$7,841 Back
P&I payment$3,118/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

30 Year Fixed FHA 16 options

Buy-down rate About 1.246 points paid at closing for a lower rate and payment
Rate6.375%
APR6.562%
Points / credit$5,296 cost (1.246 pts)
Closing costs$8,374
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.625%
APR6.690%
Points / credit$285 credit
Closing costs$2,838
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.099%
APR7.099%
Points / credit$4,977 credit
Closing costs$1,770 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.500%
APR7.500%
Points / credit$7,663 credit
Closing costs$4,385 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 30 Year Fixed FHA, lowest rate firstShow just our 4 picks
Rate6.000%
APR6.322%
Points / credit$11,764 cost (2.768 pts)
Closing costs$14,777
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.372%
Points / credit$9,393 cost (2.210 pts)
Closing costs$12,423
P&I payment$2,575/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.394%
Points / credit$9,206 cost (2.166 pts)
Closing costs$12,240
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.486%
Points / credit$7,591 cost (1.786 pts)
Closing costs$10,647
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.562%
Points / credit$5,296 cost (1.246 pts)
Closing costs$8,374
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.625%
Points / credit$2,440 cost (0.574 pts)
Closing costs$5,541
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.676%
Points / credit$272 cost (0.064 pts)
Closing costs$3,391
P&I payment$2,714/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.690%
Points / credit$285 credit
Closing costs$2,838
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.793%
Points / credit$1,292 credit
Closing costs$1,853
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.002%
Points / credit$3,103 credit
Closing costs$87
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$4,977 credit
Closing costs$1,770 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$5,453 credit
Closing costs$2,241 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.250%
Points / credit$5,614 credit
Closing costs$2,380 Back
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.500%
Points / credit$7,663 credit
Closing costs$4,385 Back
P&I payment$2,972/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$9,694 credit
Closing costs$6,394 Back
P&I payment$3,008/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.750%
APR7.750%
Points / credit$11,178 credit
Closing costs$7,855 Back
P&I payment$3,045/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

30 Year Fixed VA 16 options

Buy-down rate About 0.896 points paid at closing for a lower rate and payment
Rate6.375%
APR6.529%
Points / credit$3,808 cost (0.896 pts)
Closing costs$6,887
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.599%
APR6.642%
Points / credit$1,216 credit
Closing costs$1,903
P&I payment$2,714/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.000%
APR7.000%
Points / credit$6,290 credit
Closing costs$3,100 Back
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.250%
APR7.250%
Points / credit$8,802 credit
Closing costs$5,568 Back
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 30 Year Fixed VA, lowest rate firstShow just our 4 picks
Rate6.000%
APR6.280%
Points / credit$9,852 cost (2.318 pts)
Closing costs$12,864
P&I payment$2,548/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.330%
Points / credit$7,480 cost (1.760 pts)
Closing costs$10,510
P&I payment$2,575/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.352%
Points / credit$7,293 cost (1.716 pts)
Closing costs$10,328
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.444%
Points / credit$5,678 cost (1.336 pts)
Closing costs$8,735
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.529%
Points / credit$3,808 cost (0.896 pts)
Closing costs$6,887
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.591%
Points / credit$952 cost (0.224 pts)
Closing costs$4,053
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.642%
Points / credit$1,216 credit
Closing costs$1,903
P&I payment$2,714/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.656%
Points / credit$1,772 credit
Closing costs$1,351
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.758%
Points / credit$2,780 credit
Closing costs$366
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$3,876 credit
Closing costs$709 Back
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$6,290 credit
Closing costs$3,100 Back
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$8,164 credit
Closing costs$4,957 Back
P&I payment$2,856/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$8,640 credit
Closing costs$5,429 Back
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.250%
Points / credit$8,802 credit
Closing costs$5,568 Back
P&I payment$2,899/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$10,757 credit
Closing costs$7,456 Back
P&I payment$3,008/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.750%
APR7.750%
Points / credit$12,240 credit
Closing costs$8,918 Back
P&I payment$3,045/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

25 Year Fixed 7 options

Buy-down rate About 1.375 points paid at closing for a lower rate and payment
Rate6.625%
APR6.853%
Points / credit$5,844 cost (1.375 pts)
Closing costs$8,967
P&I payment$2,903/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Par rate No points and no credit
Rate6.875%
APR6.957%
Points / creditPar, no points
Closing costs$3,167
P&I payment$2,970/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate7.000%
APR7.028%
Points / credit$2,125 credit
Closing costs$1,065
P&I payment$3,004/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.125%
APR7.126%
Points / credit$3,188 credit
Closing costs$24
P&I payment$3,038/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 7 rate options for 25 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.375%
APR6.719%
Points / credit$10,625 cost (2.500 pts)
Closing costs$13,704
P&I payment$2,837/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.780%
Points / credit$7,969 cost (1.875 pts)
Closing costs$11,070
P&I payment$2,870/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.853%
Points / credit$5,844 cost (1.375 pts)
Closing costs$8,967
P&I payment$2,903/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.899%
Points / credit$2,656 cost (0.625 pts)
Closing costs$5,802
P&I payment$2,936/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.957%
Points / creditPar, no points
Closing costs$3,167
P&I payment$2,970/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.028%
Points / credit$2,125 credit
Closing costs$1,065
P&I payment$3,004/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.126%
Points / credit$3,188 credit
Closing costs$24
P&I payment$3,038/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

20 Year Fixed 19 options

Buy-down rate About 0.944 points paid at closing for a lower rate and payment
Rate6.999%
APR7.217%
Points / credit$4,012 cost (0.944 pts)
Closing costs$7,201
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate7.375%
APR7.453%
Points / credit$731 credit
Closing costs$2,525
P&I payment$3,391/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate7.000%
APR7.000%
Points / credit$4,781 credit
Closing costs$1,592 Back
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate7.875%
APR7.875%
Points / credit$8,534 credit
Closing costs$5,189 Back
P&I payment$3,522/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 19 rate options for 20 Year Fixed, lowest rate firstShow just our 4 picks
Rate6.375%
APR6.700%
Points / credit$7,969 cost (1.875 pts)
Closing costs$11,048
P&I payment$3,137/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.749%
Points / credit$5,313 cost (1.250 pts)
Closing costs$8,414
P&I payment$3,169/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.813%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,311
P&I payment$3,200/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.844%
Points / creditPar, no points
Closing costs$3,145
P&I payment$3,232/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.799%
APR7.130%
Points / credit$7,880 cost (1.854 pts)
Closing costs$11,033
P&I payment$3,244/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.890%
Points / credit$2,656 credit
Closing costs$511
P&I payment$3,263/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.999%
APR7.217%
Points / credit$4,012 cost (0.944 pts)
Closing costs$7,201
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$4,781 credit
Closing costs$1,592 Back
P&I payment$3,295/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$5,844 credit
Closing costs$2,632 Back
P&I payment$3,327/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.250%
APR7.405%
Points / credit$1,832 cost (0.431 pts)
Closing costs$5,066
P&I payment$3,359/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.299%
APR7.429%
Points / credit$982 cost (0.231 pts)
Closing costs$4,224
P&I payment$3,372/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.375%
APR7.453%
Points / credit$731 credit
Closing costs$2,525
P&I payment$3,391/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.500%
APR7.508%
Points / credit$3,005 credit
Closing costs$273
P&I payment$3,424/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.599%
APR7.599%
Points / credit$4,063 credit
Closing costs$767 Back
P&I payment$3,450/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.625%
APR7.625%
Points / credit$4,896 credit
Closing costs$1,596 Back
P&I payment$3,456/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.750%
APR7.750%
Points / credit$5,942 credit
Closing costs$2,619 Back
P&I payment$3,489/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.875%
APR7.875%
Points / credit$8,534 credit
Closing costs$5,189 Back
P&I payment$3,522/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.999%
APR7.999%
Points / credit$10,527 credit
Closing costs$7,161 Back
P&I payment$3,555/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate8.125%
APR8.125%
Points / credit$12,465 credit
Closing costs$9,076 Back
P&I payment$3,588/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

15 Year Fixed 15 options

Buy-down rate About 1.125 points paid at closing for a lower rate and payment
Rate5.750%
APR6.031%
Points / credit$4,781 cost (1.125 pts)
Closing costs$7,749
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.125%
APR6.178%
Points / credit$1,594 credit
Closing costs$1,441
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.250%
APR6.250%
Points / credit$3,188 credit
Closing costs$131 Back
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.799%
APR6.799%
Points / credit$8,419 credit
Closing costs$5,265 Back
P&I payment$3,772/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 15 rate options for 15 Year Fixed, lowest rate firstShow just our 4 picks
Rate5.375%
APR5.897%
Points / credit$11,688 cost (2.750 pts)
Closing costs$14,589
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.930%
Points / credit$9,031 cost (2.125 pts)
Closing costs$11,955
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.962%
Points / credit$6,375 cost (1.500 pts)
Closing costs$9,321
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR6.031%
Points / credit$4,781 cost (1.125 pts)
Closing costs$7,749
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.100%
Points / credit$3,188 cost (0.750 pts)
Closing costs$6,178
P&I payment$3,558/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.149%
Points / credit$1,063 cost (0.250 pts)
Closing costs$4,075
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.178%
Points / credit$1,594 credit
Closing costs$1,441
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$3,188 credit
Closing costs$131 Back
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.375%
Points / credit$4,250 credit
Closing costs$1,171 Back
P&I payment$3,673/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.541%
Points / credit$1,989 credit
Closing costs$1,112
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.627%
Points / credit$3,077 credit
Closing costs$46
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.750%
Points / credit$7,731 credit
Closing costs$4,585 Back
P&I payment$3,761/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.799%
APR6.799%
Points / credit$8,419 credit
Closing costs$5,265 Back
P&I payment$3,772/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$9,444 credit
Closing costs$6,276 Back
P&I payment$3,790/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$11,216 credit
Closing costs$8,026 Back
P&I payment$3,820/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

15 Year Fixed FHA 13 options

Buy-down rate About 1.093 points paid at closing for a lower rate and payment
Rate5.875%
APR6.153%
Points / credit$4,645 cost (1.093 pts)
Closing costs$7,636
P&I payment$3,558/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.250%
APR6.318%
Points / credit$1,220 credit
Closing costs$1,837
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.599%
APR6.599%
Points / credit$3,553 credit
Closing costs$434 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.625%
APR6.625%
Points / credit$3,902 credit
Closing costs$778 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 13 rate options for 15 Year Fixed FHA, lowest rate firstShow just our 4 picks
Rate5.375%
APR5.927%
Points / credit$12,533 cost (2.949 pts)
Closing costs$15,435
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.976%
Points / credit$10,323 cost (2.429 pts)
Closing costs$13,247
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR6.024%
Points / credit$8,105 cost (1.907 pts)
Closing costs$11,051
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR6.071%
Points / credit$5,886 cost (1.385 pts)
Closing costs$8,854
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.153%
Points / credit$4,645 cost (1.093 pts)
Closing costs$7,636
P&I payment$3,558/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.203%
Points / credit$2,529 cost (0.595 pts)
Closing costs$5,541
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.247%
Points / credit$995 cost (0.234 pts)
Closing costs$4,025
P&I payment$3,609/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.259%
Points / credit$604 cost (0.142 pts)
Closing costs$3,638
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.318%
Points / credit$1,220 credit
Closing costs$1,837
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.534%
Points / credit$2,185 credit
Closing costs$917
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$3,553 credit
Closing costs$434 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$3,902 credit
Closing costs$778 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$11,373 credit
Closing costs$8,166 Back
P&I payment$3,844/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

15 Year Fixed VA 13 options

Buy-down rate About 1.125 points paid at closing for a lower rate and payment
Rate5.750%
APR6.031%
Points / credit$4,781 cost (1.125 pts)
Closing costs$7,749
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.125%
APR6.218%
Points / credit$502 credit
Closing costs$2,533
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.500%
APR6.500%
Points / credit$3,290 credit
Closing costs$188 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.599%
APR6.599%
Points / credit$4,658 credit
Closing costs$1,539 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 13 rate options for 15 Year Fixed VA, lowest rate firstShow just our 4 picks
Rate5.375%
APR5.888%
Points / credit$11,428 cost (2.689 pts)
Closing costs$14,330
P&I payment$3,444/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.936%
Points / credit$9,218 cost (2.169 pts)
Closing costs$12,142
P&I payment$3,473/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.984%
Points / credit$7,000 cost (1.647 pts)
Closing costs$9,946
P&I payment$3,501/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR6.031%
Points / credit$4,781 cost (1.125 pts)
Closing costs$7,749
P&I payment$3,529/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.113%
Points / credit$3,540 cost (0.833 pts)
Closing costs$6,531
P&I payment$3,558/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.163%
Points / credit$1,424 cost (0.335 pts)
Closing costs$4,436
P&I payment$3,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.099%
APR6.206%
Points / credit$111 credit
Closing costs$2,920
P&I payment$3,609/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.218%
Points / credit$502 credit
Closing costs$2,533
P&I payment$3,615/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.277%
Points / credit$2,325 credit
Closing costs$732
P&I payment$3,644/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.500%
Points / credit$3,290 credit
Closing costs$188 Back
P&I payment$3,702/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.599%
APR6.599%
Points / credit$4,658 credit
Closing costs$1,539 Back
P&I payment$3,725/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$5,007 credit
Closing costs$1,883 Back
P&I payment$3,731/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.099%
APR7.099%
Points / credit$12,478 credit
Closing costs$9,271 Back
P&I payment$3,844/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

10 Year Fixed 16 options

Buy-down rate About 1 points paid at closing for a lower rate and payment
Rate5.750%
APR6.122%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,218
P&I payment$4,665/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Small credit Just above par; a modest lender credit toward closing costs
Rate6.125%
APR6.172%
Points / credit$2,125 credit
Closing costs$910
P&I payment$4,745/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate6.375%
APR6.375%
Points / credit$4,781 credit
Closing costs$1,702 Back
P&I payment$4,799/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Large credit A higher rate; the credit can cover most of your closing costs
Rate6.875%
APR6.875%
Points / credit$10,098 credit
Closing costs$6,931 Back
P&I payment$4,907/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 16 rate options for 10 Year Fixed, lowest rate firstShow just our 4 picks
Rate5.375%
APR6.091%
Points / credit$11,156 cost (2.625 pts)
Closing costs$14,058
P&I payment$4,586/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR6.084%
Points / credit$8,500 cost (2.000 pts)
Closing costs$11,424
P&I payment$4,612/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR6.076%
Points / credit$5,844 cost (1.375 pts)
Closing costs$8,790
P&I payment$4,639/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR6.122%
Points / credit$4,250 cost (1.000 pts)
Closing costs$7,218
P&I payment$4,665/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.875%
APR6.167%
Points / credit$2,656 cost (0.625 pts)
Closing costs$5,647
P&I payment$4,692/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.000%
APR6.184%
Points / credit$531 cost (0.125 pts)
Closing costs$3,544
P&I payment$4,718/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.125%
APR6.172%
Points / credit$2,125 credit
Closing costs$910
P&I payment$4,745/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.250%
Points / credit$3,719 credit
Closing costs$662 Back
P&I payment$4,772/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.375%
Points / credit$4,781 credit
Closing costs$1,702 Back
P&I payment$4,799/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.512%
Points / credit$2,877 credit
Closing costs$224
P&I payment$4,826/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.625%
Points / credit$3,681 credit
Closing costs$557 Back
P&I payment$4,853/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.750%
Points / credit$8,793 credit
Closing costs$5,648 Back
P&I payment$4,880/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.799%
APR6.799%
Points / credit$9,316 credit
Closing costs$6,162 Back
P&I payment$4,891/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.875%
Points / credit$10,098 credit
Closing costs$6,931 Back
P&I payment$4,907/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.000%
Points / credit$11,445 credit
Closing costs$8,256 Back
P&I payment$4,935/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.125%
Points / credit$10,961 credit
Closing costs$7,749 Back
P&I payment$4,962/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

10/6 ARM 3 options

Buy-down rate About 2.608 points paid at closing for a lower rate and payment
Rate7.125%
APR7.300%
Points / credit$11,084 cost (2.608 pts)
Closing costs$14,296
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 3 rate options for 10/6 ARM, lowest rate firstShow just our 4 picks
Rate6.875%
APR7.157%
Points / credit$12,525 cost (2.947 pts)
Closing costs$15,692
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.231%
Points / credit$11,938 cost (2.809 pts)
Closing costs$15,128
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.300%
Points / credit$11,084 cost (2.608 pts)
Closing costs$14,296
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

7/6 ARM 4 options

Buy-down rate About 2.357 points paid at closing for a lower rate and payment
Rate6.750%
APR6.996%
Points / credit$10,017 cost (2.357 pts)
Closing costs$13,163
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 4 rate options for 7/6 ARM, lowest rate firstShow just our 4 picks
Rate6.125%
APR6.710%
Points / credit$12,261 cost (2.885 pts)
Closing costs$15,296
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.755%
Points / credit$11,271 cost (2.652 pts)
Closing costs$14,328
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.943%
Points / credit$10,685 cost (2.514 pts)
Closing costs$13,808
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.996%
Points / credit$10,017 cost (2.357 pts)
Closing costs$13,163
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

5/6 ARM 9 options

Buy-down rate About 1.404 points paid at closing for a lower rate and payment
Rate7.125%
APR7.047%
Points / credit$5,967 cost (1.404 pts)
Closing costs$9,179
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 9 rate options for 5/6 ARM, lowest rate firstShow just our 4 picks
Rate6.125%
APR6.772%
Points / credit$12,270 cost (2.887 pts)
Closing costs$15,304
P&I payment$2,582/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.250%
APR6.806%
Points / credit$11,475 cost (2.700 pts)
Closing costs$14,532
P&I payment$2,617/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.375%
APR6.845%
Points / credit$10,880 cost (2.560 pts)
Closing costs$13,959
P&I payment$2,651/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.500%
APR6.883%
Points / credit$10,281 cost (2.419 pts)
Closing costs$13,382
P&I payment$2,686/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.625%
APR6.917%
Points / credit$9,448 cost (2.223 pts)
Closing costs$12,571
P&I payment$2,721/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.750%
APR6.950%
Points / credit$8,602 cost (2.024 pts)
Closing costs$11,747
P&I payment$2,757/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate6.875%
APR6.983%
Points / credit$7,756 cost (1.825 pts)
Closing costs$10,924
P&I payment$2,792/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.000%
APR7.016%
Points / credit$6,885 cost (1.620 pts)
Closing costs$10,075
P&I payment$2,828/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate7.125%
APR7.047%
Points / credit$5,967 cost (1.404 pts)
Closing costs$9,179
P&I payment$2,863/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

5 Year ARM VA 4 options

Buy-down rate About 1.188 points paid at closing for a lower rate and payment
Rate5.750%
APR5.873%
Points / credit$5,049 cost (1.188 pts)
Closing costs$8,017
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 4 rate options for 5 Year ARM VA, lowest rate firstShow just our 4 picks
Rate5.250%
APR5.803%
Points / credit$11,110 cost (2.614 pts)
Closing costs$13,989
P&I payment$2,347/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.869%
Points / credit$9,533 cost (2.243 pts)
Closing costs$12,457
P&I payment$2,413/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.871%
Points / credit$7,289 cost (1.715 pts)
Closing costs$10,235
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.873%
Points / credit$5,049 cost (1.188 pts)
Closing costs$8,017
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

3 Year ARM VA 5 options

Buy-down rate About 1.033 points paid at closing for a lower rate and payment
Rate5.750%
APR5.848%
Points / credit$4,390 cost (1.033 pts)
Closing costs$7,358
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Show all 5 rate options for 3 Year ARM VA, lowest rate firstShow just our 4 picks
Rate5.125%
APR5.839%
Points / credit$11,543 cost (2.716 pts)
Closing costs$14,401
P&I payment$2,314/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.250%
APR5.829%
Points / credit$9,571 cost (2.252 pts)
Closing costs$12,451
P&I payment$2,347/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.500%
APR5.867%
Points / credit$8,292 cost (1.951 pts)
Closing costs$11,216
P&I payment$2,413/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.625%
APR5.857%
Points / credit$6,333 cost (1.490 pts)
Closing costs$9,279
P&I payment$2,447/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance
Rate5.750%
APR5.848%
Points / credit$4,390 cost (1.033 pts)
Closing costs$7,358
P&I payment$2,480/mo
Not ready to apply? We’ll email you if this rate reaches your target. Full monthly payment with closing costs, taxes and insurance

Principal and interest only. Taxes, insurance, HOA dues and mortgage insurance are not included unless stated. Rates are examples based on the scenario above, subject to verification and market changes, and are not a commitment to lend.

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Rates shown are estimates for planning only and are not a rate lock, an offer, or a commitment to lend. Talk to a loan officer for a rate specific to your scenario.