Live rates and closing costs
No credit pull Real lender pricing for your exact loan, updated today · no sign-up, no credit pull
For each program we show four ways to price the same loan: a buy-down rate with about one point paid at closing, then three lender credit options, small, middle and large, where a slightly higher rate pays toward your closing costs. Every option shows its exact closing costs. Open “Show all rate options” under any program for the full ladder.
30 Year Fixed 18 options
Buy-down rate About 0.777 points paid at closing for a lower rate and payment
Rate 6.999%
APR 7.150%
Points / credit $3,302 cost (0.777 pts)
Closing costs $6,492
P&I payment $2,827/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 7.375%
APR 7.414%
Points / credit $1,611 credit
Closing costs $1,645
P&I payment $2,935/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 7.500%
APR 7.500%
Points / credit $4,161 credit
Closing costs $883 Back
P&I payment $2,972/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 7.750%
APR 7.750%
Points / credit $6,401 credit
Closing costs $3,078 Back
P&I payment $3,045/mo
Show all 18 rate options for 30 Year Fixed, lowest rate first Show just our 4 picks
Rate 6.375%
APR 6.681%
Points / credit $10,625 cost (2.500 pts)
Closing costs $13,704
P&I payment $2,651/mo
Rate 6.500%
APR 6.749%
Points / credit $7,969 cost (1.875 pts)
Closing costs $11,070
P&I payment $2,686/mo
Rate 6.625%
APR 6.828%
Points / credit $5,844 cost (1.375 pts)
Closing costs $8,967
P&I payment $2,721/mo
Rate 6.750%
APR 6.883%
Points / credit $2,656 cost (0.625 pts)
Closing costs $5,802
P&I payment $2,757/mo
Rate 6.799%
APR 7.061%
Points / credit $8,288 cost (1.950 pts)
Closing costs $11,441
P&I payment $2,770/mo
Rate 6.875%
APR 6.948%
Points / credit Par, no points
Closing costs $3,167
P&I payment $2,792/mo
Rate 6.999%
APR 7.150%
Points / credit $3,302 cost (0.777 pts)
Closing costs $6,492
P&I payment $2,827/mo
Rate 7.000%
APR 7.025%
Points / credit $2,125 credit
Closing costs $1,065
P&I payment $2,828/mo
Rate 7.125%
APR 7.126%
Points / credit $3,188 credit
Closing costs $24
P&I payment $2,863/mo
Rate 7.250%
APR 7.354%
Points / credit $1,160 cost (0.273 pts)
Closing costs $4,394
P&I payment $2,899/mo
Rate 7.299%
APR 7.381%
Points / credit $213 cost (0.050 pts)
Closing costs $3,455
P&I payment $2,913/mo
Rate 7.375%
APR 7.414%
Points / credit $1,611 credit
Closing costs $1,645
P&I payment $2,935/mo
Rate 7.500%
APR 7.500%
Points / credit $4,161 credit
Closing costs $883 Back
P&I payment $2,972/mo
Rate 7.599%
APR 7.599%
Points / credit $5,147 credit
Closing costs $1,851 Back
P&I payment $3,001/mo
Rate 7.625%
APR 7.625%
Points / credit $5,967 credit
Closing costs $2,667 Back
P&I payment $3,008/mo
Rate 7.750%
APR 7.750%
Points / credit $6,401 credit
Closing costs $3,078 Back
P&I payment $3,045/mo
Rate 7.875%
APR 7.875%
Points / credit $8,997 credit
Closing costs $5,653 Back
P&I payment $3,082/mo
Rate 7.999%
APR 7.999%
Points / credit $11,207 credit
Closing costs $7,841 Back
P&I payment $3,118/mo
30 Year Fixed FHA 16 options
Buy-down rate About 1.246 points paid at closing for a lower rate and payment
Rate 6.375%
APR 6.562%
Points / credit $5,296 cost (1.246 pts)
Closing costs $8,374
P&I payment $2,651/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.625%
APR 6.690%
Points / credit $285 credit
Closing costs $2,838
P&I payment $2,721/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 7.099%
APR 7.099%
Points / credit $4,977 credit
Closing costs $1,770 Back
P&I payment $2,856/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 7.500%
APR 7.500%
Points / credit $7,663 credit
Closing costs $4,385 Back
P&I payment $2,972/mo
Show all 16 rate options for 30 Year Fixed FHA, lowest rate first Show just our 4 picks
Rate 6.000%
APR 6.322%
Points / credit $11,764 cost (2.768 pts)
Closing costs $14,777
P&I payment $2,548/mo
Rate 6.099%
APR 6.372%
Points / credit $9,393 cost (2.210 pts)
Closing costs $12,423
P&I payment $2,575/mo
Rate 6.125%
APR 6.394%
Points / credit $9,206 cost (2.166 pts)
Closing costs $12,240
P&I payment $2,582/mo
Rate 6.250%
APR 6.486%
Points / credit $7,591 cost (1.786 pts)
Closing costs $10,647
P&I payment $2,617/mo
Rate 6.375%
APR 6.562%
Points / credit $5,296 cost (1.246 pts)
Closing costs $8,374
P&I payment $2,651/mo
Rate 6.500%
APR 6.625%
Points / credit $2,440 cost (0.574 pts)
Closing costs $5,541
P&I payment $2,686/mo
Rate 6.599%
APR 6.676%
Points / credit $272 cost (0.064 pts)
Closing costs $3,391
P&I payment $2,714/mo
Rate 6.625%
APR 6.690%
Points / credit $285 credit
Closing costs $2,838
P&I payment $2,721/mo
Rate 6.750%
APR 6.793%
Points / credit $1,292 credit
Closing costs $1,853
P&I payment $2,757/mo
Rate 7.000%
APR 7.002%
Points / credit $3,103 credit
Closing costs $87
P&I payment $2,828/mo
Rate 7.099%
APR 7.099%
Points / credit $4,977 credit
Closing costs $1,770 Back
P&I payment $2,856/mo
Rate 7.125%
APR 7.125%
Points / credit $5,453 credit
Closing costs $2,241 Back
P&I payment $2,863/mo
Rate 7.250%
APR 7.250%
Points / credit $5,614 credit
Closing costs $2,380 Back
P&I payment $2,899/mo
Rate 7.500%
APR 7.500%
Points / credit $7,663 credit
Closing costs $4,385 Back
P&I payment $2,972/mo
Rate 7.625%
APR 7.625%
Points / credit $9,694 credit
Closing costs $6,394 Back
P&I payment $3,008/mo
Rate 7.750%
APR 7.750%
Points / credit $11,178 credit
Closing costs $7,855 Back
P&I payment $3,045/mo
30 Year Fixed VA 16 options
Buy-down rate About 0.896 points paid at closing for a lower rate and payment
Rate 6.375%
APR 6.529%
Points / credit $3,808 cost (0.896 pts)
Closing costs $6,887
P&I payment $2,651/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.599%
APR 6.642%
Points / credit $1,216 credit
Closing costs $1,903
P&I payment $2,714/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 7.000%
APR 7.000%
Points / credit $6,290 credit
Closing costs $3,100 Back
P&I payment $2,828/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 7.250%
APR 7.250%
Points / credit $8,802 credit
Closing costs $5,568 Back
P&I payment $2,899/mo
Show all 16 rate options for 30 Year Fixed VA, lowest rate first Show just our 4 picks
Rate 6.000%
APR 6.280%
Points / credit $9,852 cost (2.318 pts)
Closing costs $12,864
P&I payment $2,548/mo
Rate 6.099%
APR 6.330%
Points / credit $7,480 cost (1.760 pts)
Closing costs $10,510
P&I payment $2,575/mo
Rate 6.125%
APR 6.352%
Points / credit $7,293 cost (1.716 pts)
Closing costs $10,328
P&I payment $2,582/mo
Rate 6.250%
APR 6.444%
Points / credit $5,678 cost (1.336 pts)
Closing costs $8,735
P&I payment $2,617/mo
Rate 6.375%
APR 6.529%
Points / credit $3,808 cost (0.896 pts)
Closing costs $6,887
P&I payment $2,651/mo
Rate 6.500%
APR 6.591%
Points / credit $952 cost (0.224 pts)
Closing costs $4,053
P&I payment $2,686/mo
Rate 6.599%
APR 6.642%
Points / credit $1,216 credit
Closing costs $1,903
P&I payment $2,714/mo
Rate 6.625%
APR 6.656%
Points / credit $1,772 credit
Closing costs $1,351
P&I payment $2,721/mo
Rate 6.750%
APR 6.758%
Points / credit $2,780 credit
Closing costs $366
P&I payment $2,757/mo
Rate 6.875%
APR 6.875%
Points / credit $3,876 credit
Closing costs $709 Back
P&I payment $2,792/mo
Rate 7.000%
APR 7.000%
Points / credit $6,290 credit
Closing costs $3,100 Back
P&I payment $2,828/mo
Rate 7.099%
APR 7.099%
Points / credit $8,164 credit
Closing costs $4,957 Back
P&I payment $2,856/mo
Rate 7.125%
APR 7.125%
Points / credit $8,640 credit
Closing costs $5,429 Back
P&I payment $2,863/mo
Rate 7.250%
APR 7.250%
Points / credit $8,802 credit
Closing costs $5,568 Back
P&I payment $2,899/mo
Rate 7.625%
APR 7.625%
Points / credit $10,757 credit
Closing costs $7,456 Back
P&I payment $3,008/mo
Rate 7.750%
APR 7.750%
Points / credit $12,240 credit
Closing costs $8,918 Back
P&I payment $3,045/mo
25 Year Fixed 7 options
Buy-down rate About 1.375 points paid at closing for a lower rate and payment
Rate 6.625%
APR 6.853%
Points / credit $5,844 cost (1.375 pts)
Closing costs $8,967
P&I payment $2,903/mo
Par rate No points and no credit
Rate 6.875%
APR 6.957%
Points / credit Par, no points
Closing costs $3,167
P&I payment $2,970/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 7.000%
APR 7.028%
Points / credit $2,125 credit
Closing costs $1,065
P&I payment $3,004/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 7.125%
APR 7.126%
Points / credit $3,188 credit
Closing costs $24
P&I payment $3,038/mo
Show all 7 rate options for 25 Year Fixed, lowest rate first Show just our 4 picks
Rate 6.375%
APR 6.719%
Points / credit $10,625 cost (2.500 pts)
Closing costs $13,704
P&I payment $2,837/mo
Rate 6.500%
APR 6.780%
Points / credit $7,969 cost (1.875 pts)
Closing costs $11,070
P&I payment $2,870/mo
Rate 6.625%
APR 6.853%
Points / credit $5,844 cost (1.375 pts)
Closing costs $8,967
P&I payment $2,903/mo
Rate 6.750%
APR 6.899%
Points / credit $2,656 cost (0.625 pts)
Closing costs $5,802
P&I payment $2,936/mo
Rate 6.875%
APR 6.957%
Points / credit Par, no points
Closing costs $3,167
P&I payment $2,970/mo
Rate 7.000%
APR 7.028%
Points / credit $2,125 credit
Closing costs $1,065
P&I payment $3,004/mo
Rate 7.125%
APR 7.126%
Points / credit $3,188 credit
Closing costs $24
P&I payment $3,038/mo
20 Year Fixed 19 options
Buy-down rate About 0.944 points paid at closing for a lower rate and payment
Rate 6.999%
APR 7.217%
Points / credit $4,012 cost (0.944 pts)
Closing costs $7,201
P&I payment $3,295/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 7.375%
APR 7.453%
Points / credit $731 credit
Closing costs $2,525
P&I payment $3,391/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 7.000%
APR 7.000%
Points / credit $4,781 credit
Closing costs $1,592 Back
P&I payment $3,295/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 7.875%
APR 7.875%
Points / credit $8,534 credit
Closing costs $5,189 Back
P&I payment $3,522/mo
Show all 19 rate options for 20 Year Fixed, lowest rate first Show just our 4 picks
Rate 6.375%
APR 6.700%
Points / credit $7,969 cost (1.875 pts)
Closing costs $11,048
P&I payment $3,137/mo
Rate 6.500%
APR 6.749%
Points / credit $5,313 cost (1.250 pts)
Closing costs $8,414
P&I payment $3,169/mo
Rate 6.625%
APR 6.813%
Points / credit $3,188 cost (0.750 pts)
Closing costs $6,311
P&I payment $3,200/mo
Rate 6.750%
APR 6.844%
Points / credit Par, no points
Closing costs $3,145
P&I payment $3,232/mo
Rate 6.799%
APR 7.130%
Points / credit $7,880 cost (1.854 pts)
Closing costs $11,033
P&I payment $3,244/mo
Rate 6.875%
APR 6.890%
Points / credit $2,656 credit
Closing costs $511
P&I payment $3,263/mo
Rate 6.999%
APR 7.217%
Points / credit $4,012 cost (0.944 pts)
Closing costs $7,201
P&I payment $3,295/mo
Rate 7.000%
APR 7.000%
Points / credit $4,781 credit
Closing costs $1,592 Back
P&I payment $3,295/mo
Rate 7.125%
APR 7.125%
Points / credit $5,844 credit
Closing costs $2,632 Back
P&I payment $3,327/mo
Rate 7.250%
APR 7.405%
Points / credit $1,832 cost (0.431 pts)
Closing costs $5,066
P&I payment $3,359/mo
Rate 7.299%
APR 7.429%
Points / credit $982 cost (0.231 pts)
Closing costs $4,224
P&I payment $3,372/mo
Rate 7.375%
APR 7.453%
Points / credit $731 credit
Closing costs $2,525
P&I payment $3,391/mo
Rate 7.500%
APR 7.508%
Points / credit $3,005 credit
Closing costs $273
P&I payment $3,424/mo
Rate 7.599%
APR 7.599%
Points / credit $4,063 credit
Closing costs $767 Back
P&I payment $3,450/mo
Rate 7.625%
APR 7.625%
Points / credit $4,896 credit
Closing costs $1,596 Back
P&I payment $3,456/mo
Rate 7.750%
APR 7.750%
Points / credit $5,942 credit
Closing costs $2,619 Back
P&I payment $3,489/mo
Rate 7.875%
APR 7.875%
Points / credit $8,534 credit
Closing costs $5,189 Back
P&I payment $3,522/mo
Rate 7.999%
APR 7.999%
Points / credit $10,527 credit
Closing costs $7,161 Back
P&I payment $3,555/mo
Rate 8.125%
APR 8.125%
Points / credit $12,465 credit
Closing costs $9,076 Back
P&I payment $3,588/mo
15 Year Fixed 15 options
Buy-down rate About 1.125 points paid at closing for a lower rate and payment
Rate 5.750%
APR 6.031%
Points / credit $4,781 cost (1.125 pts)
Closing costs $7,749
P&I payment $3,529/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.125%
APR 6.178%
Points / credit $1,594 credit
Closing costs $1,441
P&I payment $3,615/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 6.250%
APR 6.250%
Points / credit $3,188 credit
Closing costs $131 Back
P&I payment $3,644/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 6.799%
APR 6.799%
Points / credit $8,419 credit
Closing costs $5,265 Back
P&I payment $3,772/mo
Show all 15 rate options for 15 Year Fixed, lowest rate first Show just our 4 picks
Rate 5.375%
APR 5.897%
Points / credit $11,688 cost (2.750 pts)
Closing costs $14,589
P&I payment $3,444/mo
Rate 5.500%
APR 5.930%
Points / credit $9,031 cost (2.125 pts)
Closing costs $11,955
P&I payment $3,473/mo
Rate 5.625%
APR 5.962%
Points / credit $6,375 cost (1.500 pts)
Closing costs $9,321
P&I payment $3,501/mo
Rate 5.750%
APR 6.031%
Points / credit $4,781 cost (1.125 pts)
Closing costs $7,749
P&I payment $3,529/mo
Rate 5.875%
APR 6.100%
Points / credit $3,188 cost (0.750 pts)
Closing costs $6,178
P&I payment $3,558/mo
Rate 6.000%
APR 6.149%
Points / credit $1,063 cost (0.250 pts)
Closing costs $4,075
P&I payment $3,586/mo
Rate 6.125%
APR 6.178%
Points / credit $1,594 credit
Closing costs $1,441
P&I payment $3,615/mo
Rate 6.250%
APR 6.250%
Points / credit $3,188 credit
Closing costs $131 Back
P&I payment $3,644/mo
Rate 6.375%
APR 6.375%
Points / credit $4,250 credit
Closing costs $1,171 Back
P&I payment $3,673/mo
Rate 6.500%
APR 6.541%
Points / credit $1,989 credit
Closing costs $1,112
P&I payment $3,702/mo
Rate 6.625%
APR 6.627%
Points / credit $3,077 credit
Closing costs $46
P&I payment $3,731/mo
Rate 6.750%
APR 6.750%
Points / credit $7,731 credit
Closing costs $4,585 Back
P&I payment $3,761/mo
Rate 6.799%
APR 6.799%
Points / credit $8,419 credit
Closing costs $5,265 Back
P&I payment $3,772/mo
Rate 6.875%
APR 6.875%
Points / credit $9,444 credit
Closing costs $6,276 Back
P&I payment $3,790/mo
Rate 7.000%
APR 7.000%
Points / credit $11,216 credit
Closing costs $8,026 Back
P&I payment $3,820/mo
15 Year Fixed FHA 13 options
Buy-down rate About 1.093 points paid at closing for a lower rate and payment
Rate 5.875%
APR 6.153%
Points / credit $4,645 cost (1.093 pts)
Closing costs $7,636
P&I payment $3,558/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.250%
APR 6.318%
Points / credit $1,220 credit
Closing costs $1,837
P&I payment $3,644/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 6.599%
APR 6.599%
Points / credit $3,553 credit
Closing costs $434 Back
P&I payment $3,725/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 6.625%
APR 6.625%
Points / credit $3,902 credit
Closing costs $778 Back
P&I payment $3,731/mo
Show all 13 rate options for 15 Year Fixed FHA, lowest rate first Show just our 4 picks
Rate 5.375%
APR 5.927%
Points / credit $12,533 cost (2.949 pts)
Closing costs $15,435
P&I payment $3,444/mo
Rate 5.500%
APR 5.976%
Points / credit $10,323 cost (2.429 pts)
Closing costs $13,247
P&I payment $3,473/mo
Rate 5.625%
APR 6.024%
Points / credit $8,105 cost (1.907 pts)
Closing costs $11,051
P&I payment $3,501/mo
Rate 5.750%
APR 6.071%
Points / credit $5,886 cost (1.385 pts)
Closing costs $8,854
P&I payment $3,529/mo
Rate 5.875%
APR 6.153%
Points / credit $4,645 cost (1.093 pts)
Closing costs $7,636
P&I payment $3,558/mo
Rate 6.000%
APR 6.203%
Points / credit $2,529 cost (0.595 pts)
Closing costs $5,541
P&I payment $3,586/mo
Rate 6.099%
APR 6.247%
Points / credit $995 cost (0.234 pts)
Closing costs $4,025
P&I payment $3,609/mo
Rate 6.125%
APR 6.259%
Points / credit $604 cost (0.142 pts)
Closing costs $3,638
P&I payment $3,615/mo
Rate 6.250%
APR 6.318%
Points / credit $1,220 credit
Closing costs $1,837
P&I payment $3,644/mo
Rate 6.500%
APR 6.534%
Points / credit $2,185 credit
Closing costs $917
P&I payment $3,702/mo
Rate 6.599%
APR 6.599%
Points / credit $3,553 credit
Closing costs $434 Back
P&I payment $3,725/mo
Rate 6.625%
APR 6.625%
Points / credit $3,902 credit
Closing costs $778 Back
P&I payment $3,731/mo
Rate 7.099%
APR 7.099%
Points / credit $11,373 credit
Closing costs $8,166 Back
P&I payment $3,844/mo
15 Year Fixed VA 13 options
Buy-down rate About 1.125 points paid at closing for a lower rate and payment
Rate 5.750%
APR 6.031%
Points / credit $4,781 cost (1.125 pts)
Closing costs $7,749
P&I payment $3,529/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.125%
APR 6.218%
Points / credit $502 credit
Closing costs $2,533
P&I payment $3,615/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 6.500%
APR 6.500%
Points / credit $3,290 credit
Closing costs $188 Back
P&I payment $3,702/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 6.599%
APR 6.599%
Points / credit $4,658 credit
Closing costs $1,539 Back
P&I payment $3,725/mo
Show all 13 rate options for 15 Year Fixed VA, lowest rate first Show just our 4 picks
Rate 5.375%
APR 5.888%
Points / credit $11,428 cost (2.689 pts)
Closing costs $14,330
P&I payment $3,444/mo
Rate 5.500%
APR 5.936%
Points / credit $9,218 cost (2.169 pts)
Closing costs $12,142
P&I payment $3,473/mo
Rate 5.625%
APR 5.984%
Points / credit $7,000 cost (1.647 pts)
Closing costs $9,946
P&I payment $3,501/mo
Rate 5.750%
APR 6.031%
Points / credit $4,781 cost (1.125 pts)
Closing costs $7,749
P&I payment $3,529/mo
Rate 5.875%
APR 6.113%
Points / credit $3,540 cost (0.833 pts)
Closing costs $6,531
P&I payment $3,558/mo
Rate 6.000%
APR 6.163%
Points / credit $1,424 cost (0.335 pts)
Closing costs $4,436
P&I payment $3,586/mo
Rate 6.099%
APR 6.206%
Points / credit $111 credit
Closing costs $2,920
P&I payment $3,609/mo
Rate 6.125%
APR 6.218%
Points / credit $502 credit
Closing costs $2,533
P&I payment $3,615/mo
Rate 6.250%
APR 6.277%
Points / credit $2,325 credit
Closing costs $732
P&I payment $3,644/mo
Rate 6.500%
APR 6.500%
Points / credit $3,290 credit
Closing costs $188 Back
P&I payment $3,702/mo
Rate 6.599%
APR 6.599%
Points / credit $4,658 credit
Closing costs $1,539 Back
P&I payment $3,725/mo
Rate 6.625%
APR 6.625%
Points / credit $5,007 credit
Closing costs $1,883 Back
P&I payment $3,731/mo
Rate 7.099%
APR 7.099%
Points / credit $12,478 credit
Closing costs $9,271 Back
P&I payment $3,844/mo
10 Year Fixed 16 options
Buy-down rate About 1 points paid at closing for a lower rate and payment
Rate 5.750%
APR 6.122%
Points / credit $4,250 cost (1.000 pts)
Closing costs $7,218
P&I payment $4,665/mo
Small credit Just above par; a modest lender credit toward closing costs
Rate 6.125%
APR 6.172%
Points / credit $2,125 credit
Closing costs $910
P&I payment $4,745/mo
Middle credit A slightly higher rate; a larger credit toward closing costs
Rate 6.375%
APR 6.375%
Points / credit $4,781 credit
Closing costs $1,702 Back
P&I payment $4,799/mo
Large credit A higher rate; the credit can cover most of your closing costs
Rate 6.875%
APR 6.875%
Points / credit $10,098 credit
Closing costs $6,931 Back
P&I payment $4,907/mo
Show all 16 rate options for 10 Year Fixed, lowest rate first Show just our 4 picks
Rate 5.375%
APR 6.091%
Points / credit $11,156 cost (2.625 pts)
Closing costs $14,058
P&I payment $4,586/mo
Rate 5.500%
APR 6.084%
Points / credit $8,500 cost (2.000 pts)
Closing costs $11,424
P&I payment $4,612/mo
Rate 5.625%
APR 6.076%
Points / credit $5,844 cost (1.375 pts)
Closing costs $8,790
P&I payment $4,639/mo
Rate 5.750%
APR 6.122%
Points / credit $4,250 cost (1.000 pts)
Closing costs $7,218
P&I payment $4,665/mo
Rate 5.875%
APR 6.167%
Points / credit $2,656 cost (0.625 pts)
Closing costs $5,647
P&I payment $4,692/mo
Rate 6.000%
APR 6.184%
Points / credit $531 cost (0.125 pts)
Closing costs $3,544
P&I payment $4,718/mo
Rate 6.125%
APR 6.172%
Points / credit $2,125 credit
Closing costs $910
P&I payment $4,745/mo
Rate 6.250%
APR 6.250%
Points / credit $3,719 credit
Closing costs $662 Back
P&I payment $4,772/mo
Rate 6.375%
APR 6.375%
Points / credit $4,781 credit
Closing costs $1,702 Back
P&I payment $4,799/mo
Rate 6.500%
APR 6.512%
Points / credit $2,877 credit
Closing costs $224
P&I payment $4,826/mo
Rate 6.625%
APR 6.625%
Points / credit $3,681 credit
Closing costs $557 Back
P&I payment $4,853/mo
Rate 6.750%
APR 6.750%
Points / credit $8,793 credit
Closing costs $5,648 Back
P&I payment $4,880/mo
Rate 6.799%
APR 6.799%
Points / credit $9,316 credit
Closing costs $6,162 Back
P&I payment $4,891/mo
Rate 6.875%
APR 6.875%
Points / credit $10,098 credit
Closing costs $6,931 Back
P&I payment $4,907/mo
Rate 7.000%
APR 7.000%
Points / credit $11,445 credit
Closing costs $8,256 Back
P&I payment $4,935/mo
Rate 7.125%
APR 7.125%
Points / credit $10,961 credit
Closing costs $7,749 Back
P&I payment $4,962/mo
10/6 ARM 3 options
Buy-down rate About 2.608 points paid at closing for a lower rate and payment
Rate 7.125%
APR 7.300%
Points / credit $11,084 cost (2.608 pts)
Closing costs $14,296
P&I payment $2,863/mo
Show all 3 rate options for 10/6 ARM, lowest rate first Show just our 4 picks
Rate 6.875%
APR 7.157%
Points / credit $12,525 cost (2.947 pts)
Closing costs $15,692
P&I payment $2,792/mo
Rate 7.000%
APR 7.231%
Points / credit $11,938 cost (2.809 pts)
Closing costs $15,128
P&I payment $2,828/mo
Rate 7.125%
APR 7.300%
Points / credit $11,084 cost (2.608 pts)
Closing costs $14,296
P&I payment $2,863/mo
7/6 ARM 4 options
Buy-down rate About 2.357 points paid at closing for a lower rate and payment
Rate 6.750%
APR 6.996%
Points / credit $10,017 cost (2.357 pts)
Closing costs $13,163
P&I payment $2,757/mo
Show all 4 rate options for 7/6 ARM, lowest rate first Show just our 4 picks
Rate 6.125%
APR 6.710%
Points / credit $12,261 cost (2.885 pts)
Closing costs $15,296
P&I payment $2,582/mo
Rate 6.250%
APR 6.755%
Points / credit $11,271 cost (2.652 pts)
Closing costs $14,328
P&I payment $2,617/mo
Rate 6.625%
APR 6.943%
Points / credit $10,685 cost (2.514 pts)
Closing costs $13,808
P&I payment $2,721/mo
Rate 6.750%
APR 6.996%
Points / credit $10,017 cost (2.357 pts)
Closing costs $13,163
P&I payment $2,757/mo
5/6 ARM 9 options
Buy-down rate About 1.404 points paid at closing for a lower rate and payment
Rate 7.125%
APR 7.047%
Points / credit $5,967 cost (1.404 pts)
Closing costs $9,179
P&I payment $2,863/mo
Show all 9 rate options for 5/6 ARM, lowest rate first Show just our 4 picks
Rate 6.125%
APR 6.772%
Points / credit $12,270 cost (2.887 pts)
Closing costs $15,304
P&I payment $2,582/mo
Rate 6.250%
APR 6.806%
Points / credit $11,475 cost (2.700 pts)
Closing costs $14,532
P&I payment $2,617/mo
Rate 6.375%
APR 6.845%
Points / credit $10,880 cost (2.560 pts)
Closing costs $13,959
P&I payment $2,651/mo
Rate 6.500%
APR 6.883%
Points / credit $10,281 cost (2.419 pts)
Closing costs $13,382
P&I payment $2,686/mo
Rate 6.625%
APR 6.917%
Points / credit $9,448 cost (2.223 pts)
Closing costs $12,571
P&I payment $2,721/mo
Rate 6.750%
APR 6.950%
Points / credit $8,602 cost (2.024 pts)
Closing costs $11,747
P&I payment $2,757/mo
Rate 6.875%
APR 6.983%
Points / credit $7,756 cost (1.825 pts)
Closing costs $10,924
P&I payment $2,792/mo
Rate 7.000%
APR 7.016%
Points / credit $6,885 cost (1.620 pts)
Closing costs $10,075
P&I payment $2,828/mo
Rate 7.125%
APR 7.047%
Points / credit $5,967 cost (1.404 pts)
Closing costs $9,179
P&I payment $2,863/mo
5 Year ARM VA 4 options
Buy-down rate About 1.188 points paid at closing for a lower rate and payment
Rate 5.750%
APR 5.873%
Points / credit $5,049 cost (1.188 pts)
Closing costs $8,017
P&I payment $2,480/mo
Show all 4 rate options for 5 Year ARM VA, lowest rate first Show just our 4 picks
Rate 5.250%
APR 5.803%
Points / credit $11,110 cost (2.614 pts)
Closing costs $13,989
P&I payment $2,347/mo
Rate 5.500%
APR 5.869%
Points / credit $9,533 cost (2.243 pts)
Closing costs $12,457
P&I payment $2,413/mo
Rate 5.625%
APR 5.871%
Points / credit $7,289 cost (1.715 pts)
Closing costs $10,235
P&I payment $2,447/mo
Rate 5.750%
APR 5.873%
Points / credit $5,049 cost (1.188 pts)
Closing costs $8,017
P&I payment $2,480/mo
3 Year ARM VA 5 options
Buy-down rate About 1.033 points paid at closing for a lower rate and payment
Rate 5.750%
APR 5.848%
Points / credit $4,390 cost (1.033 pts)
Closing costs $7,358
P&I payment $2,480/mo
Show all 5 rate options for 3 Year ARM VA, lowest rate first Show just our 4 picks
Rate 5.125%
APR 5.839%
Points / credit $11,543 cost (2.716 pts)
Closing costs $14,401
P&I payment $2,314/mo
Rate 5.250%
APR 5.829%
Points / credit $9,571 cost (2.252 pts)
Closing costs $12,451
P&I payment $2,347/mo
Rate 5.500%
APR 5.867%
Points / credit $8,292 cost (1.951 pts)
Closing costs $11,216
P&I payment $2,413/mo
Rate 5.625%
APR 5.857%
Points / credit $6,333 cost (1.490 pts)
Closing costs $9,279
P&I payment $2,447/mo
Rate 5.750%
APR 5.848%
Points / credit $4,390 cost (1.033 pts)
Closing costs $7,358
P&I payment $2,480/mo
Principal and interest only. Taxes, insurance, HOA dues and mortgage insurance are not included unless stated. Rates are examples based on the scenario above, subject to verification and market changes, and are not a commitment to lend.
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