Hollywood, Florida · live Broward pricing
Today’s Hollywood Mortgage Rates
Live rates for Hollywood homes and beach condos, priced across many wholesale lenders. In a market where homes take close to four months to sell, the seller may help pay for a lower rate, and we show you exactly how much that buys.
See Live Hollywood Mortgage Rates And Closing Costs!
$531 lender credit
$531 lender credit
$544 lender credit
$829 lender credit
$1,482 lender credit
Par rate per program for a single-family primary residence in Broward County, 20% down, 780+ credit, 30-day lock, escrows included. Rates change through the day and are not a commitment to lend. Price your own Hollywood scenario, no credit pull.
Hollywood’s Mortgage Broker Offering the Lowest Rates
We specialize in Hollywood residential mortgages.
Two things decide how low a Hollywood rate can go: which lenders compete for your loan, and how much money is on the table to buy the rate down. On Mortgage handles the first by shopping your file across many wholesale lenders. The second is where Hollywood’s slow market helps. Sellers who have waited months for an offer are often willing to contribute toward closing costs or a rate buydown, and we show you how to put that contribution to work.
Price your own scenario in the Broward rate finder, or see how our Hollywood mortgage broker team reviews beach condos before you make an offer.
Hollywood Mortgage Rates Today: Unlock the Best Deals for Your Home Loan
Our Broward benchmark this morning, a 30-year fixed at par on an owner-occupied house with a fifth down and excellent credit, is 6.625% today (11/8/2026).
Every loan type caps how much a seller can contribute toward your closing costs, prepaid items and rate buydown. Knowing the cap tells you how much to ask for:
| Loan type | Maximum seller contribution | What it can pay for |
|---|---|---|
| Conventional, under 10% down | 3% of the price | Closing costs, prepaids, discount points |
| Conventional, 10% to 25% down | 6% of the price | Closing costs, prepaids, discount points |
| Conventional, more than 25% down | 9% of the price | Closing costs, prepaids, discount points |
| Conventional, investment property | 2% of the price | Closing costs and points |
| FHA | 6% of the price | Closing costs, prepaids, points and the upfront premium |
| VA | 4% in concessions, plus normal closing costs | Funding fee, prepaids, paying off debts, points |
A contribution can only pay for real costs; any excess is lost, so we size the request to your actual closing costs plus the points you want to buy.
Hollywood Refinance Rates: Refinancing Your Home for Better Terms
0.250 points
$531 lender credit
$544 lender credit
$829 lender credit
0.056 points
Rate-and-term refinance pricing for a Broward single-family primary residence with 20% equity and 780+ credit. Cash-out and condo refinances price differently. Price your own Hollywood scenario, no credit pull.
Refinancing a Hollywood home can cut your rate, end mortgage insurance, switch an adjustable loan to fixed or turn equity into cash. Beach condo owners have one extra consideration: the building must be eligible for the new lender. Buildings that were mid-repair when you bought may now qualify for conventional financing, which can be a reason to refinance in itself.
Owners in Hollywood Lakes and Emerald Hills often use a cash-out refinance for impact windows or a new roof, which can lower insurance enough to offset part of the new payment. The refinance calculator shows your break-even; our refinance page explains the options.
Hollywood 30-Year Mortgage Rates: Long-Term Stability for Homebuyers
Most Hollywood buyers choose a 30-year fixed for its predictable payment, and in this market the seller can often help pay to bring that rate lower. Here is today’s live ladder for a Hollywood buyer putting 10% down on a home at the median price, showing what each step of points costs and saves:
| Rate on a $436,500 loan | APR | Points cost or lender credit | Payment vs. par | Points pay back in |
|---|---|---|---|---|
| 6.375% | 6.538% | You pay $4,365 | $72/mo less | 61 months |
| 6.500% | 6.617% | You pay $2,183 | $36/mo less | 61 months |
| 6.625% | 6.707% | You pay $546 | Same | Not applicable |
| 6.750% | 6.772% | You receive $2,183 | $36/mo more | Not applicable |
| 6.875% | 6.875% | You receive $4,365 | $73/mo more | Not applicable |
Live 30-year fixed pricing for a Broward primary residence with 10% down; monthly mortgage insurance applies at this down payment and is not shown. A 6% seller credit on this price would be about $29,100.
Hollywood Best Mortgage Lenders: Your Trusted Partner in Home Financing
The lender that is best for a Hollywood loan depends on the property as much as the borrower:
Beach condos
Agency lenders for warrantable buildings; portfolio lenders for buildings with open assessments or high rental shares.
Second homes
Lenders with good second-home pricing for buyers who will use a beach condo part of the year, from 10% down.
Historic and older homes
Lenders comfortable with Hollywood Lakes and older inland homes, including renovation loans.
First-time buyers
FHA and low down payment conventional lenders for Park Side, Driftwood and west Hollywood.
Investors
DSCR lenders that qualify on rent where association and city rules allow renting.
Larger homes
Jumbo lenders for Emerald Hills, Hollywood Hills and waterfront homes above the conforming limit.
Hollywood FHA Loan Rates: Affordable Homeownership Solutions
FHA loans let buyers purchase with 3.5% down and more flexible credit, often at rates below conventional. In Hollywood, FHA has an extra advantage: sellers can contribute up to 6% of the price, enough in many cases to cover closing costs and the upfront mortgage insurance premium, so a buyer can close with little more than the down payment.
Single-family homes and townhomes in Park Side, Driftwood, Royal Poinciana and west Hollywood are natural FHA purchases. Beach condos are harder, because the building must be on FHA’s approved project list. Our Hollywood FHA loan page explains mortgage insurance, loan limits and condo approval.
Find the Best Hollywood Mortgage Rates with On Mortgage
From the Broadwalk to the 1920s streets of Hollywood Lakes, this is a city of very different properties, and On Mortgage prices each one with lenders suited to it, for residents and investors alike.
Hollywood’s Real Estate Market Overview
Hollywood’s median sale price sat around $485,000 in mid-2026, with the average home needing about 116 days to sell. A slower market than most of South Florida, it gives buyers time, choice and leverage. We follow Hollywood rates every day so you can lock at the right moment for your purchase or refinance.
Downtown Hollywood and Beyond
Downtown Hollywood is a center for boutique shopping, dining and entertainment around Young Circle and the ArtsPark. Whether you want a condo near the action or a quiet home on a family street, the property type shapes your rate.
Downtown condos
Newer buildings often qualify for conventional pricing; check HOA dues and FHA approval status.
Hollywood Lakes & Emerald Hills
Larger single-family homes, some reaching jumbo loan sizes, with the best pricing at 20% down.
Inland neighborhoods
Ranch homes and townhomes where FHA and VA buyers can use seller credits to close with little cash.
Taxes and insurance on a Hollywood home
Your rate covers principal and interest; Broward insurance and property taxes complete the payment. The county’s average homeowners premium is among the highest in Florida, and homes east of US-1 often add flood coverage. Condo owners pay the building’s insurance through their dues and carry a smaller HO-6 policy. Here is the escrow on a homesteaded single-family home at the Hollywood median price.
Sources: Florida county homeowners insurance premiums (worthinsurance.com) and county total millage (movewithmomentum.com), updated October 2026. Your own premium depends on the home’s age, roof, construction and wind mitigation features, and flood coverage is a separate policy. Property tax and homeowners insurance are estimates (1.2% and 0.85% of the home’s value per year). Your actual taxes and insurance premium depend on the property, exemptions and the policy you choose, and will be confirmed on your Loan Estimate. Run your own numbers.
Hollywood Mortgage Rate Trends
Forecasts call for modest gains in Hollywood over the coming year, led by homes near the beach and in the best-known neighborhoods. Rates move with the national bond market, but Hollywood’s local trend is negotiating power: with homes taking months to sell, sellers are more willing to cover costs or buy down a rate, especially on condos.
That makes a permanent buydown funded by the seller one of the best tools available here. A lower rate for the life of the loan is usually worth more than the same dollars taken off the price. We will run both options so you can see which saves more.
Why Choose On Mortgage for the Best Hollywood Mortgage Rates?
Between the beach, the historic districts and the inland neighborhoods, Hollywood rewards buyers who finance it well. What we bring:
Competitive mortgage rates for family and vacation homes
Primary and second-home pricing shopped across lenders that want each loan.
FHA loans with low down payment options
3.5% down with seller help on closing costs up to 6%.
VA loans with exclusive benefits for veterans
Nothing down and no PMI; see Hollywood VA rates.
Refinancing solutions to secure lower mortgage rates
Including condo owners whose building has become eligible for conventional pricing.
Jumbo loans for luxury beachfront properties
For oceanfront condos and larger homes; see Hollywood jumbo rates.
One point of contact
Because we know how Hollywood condo associations, insurers and title companies work, your file keeps moving without you chasing anyone.
Our Reviews
What Florida borrowers say after closing with On Mortgage. Five stars on Google (130 reviews) and Zillow (92 reviews).
“Highly recommend working with her! She was professional, courteous, and always on time. She is soft-spoken, extremely knowledgeable, and took the time to answer all of my questions with patience and care. She made the entire mortgage process smooth and stress-free.”
“Damarys Aguilar is a true professional. She defines trust and dependability. Damarys is phenomenal to work with and I will not work with any other lender. Thank you.”
“Nos sentimos felices con Carolina por la total ayuda que hizo posible para la compra de nuestra primera casa. En todo momento demostró profesionalismo y entrega en conseguir los mejores costos y beneficios para nosotros. Quedamos totalmente agradecidos.”
Hollywood mortgage rates: your questions
How much can a Hollywood seller contribute toward my loan?
It depends on the loan: 3% of the price on conventional loans with less than 10% down, 6% with 10% to 25% down, 9% above that, 6% on FHA and 4% in concessions on VA, plus normal closing costs. Investment properties are limited to 2%. Contributions can pay closing costs, prepaids and discount points, but not the down payment.
Is a seller-paid rate buydown better than a price reduction?
Often. A price cut lowers your loan slightly, while the same dollars used for discount points lower the rate for the life of the loan, which usually saves more each month. The exception is if you expect to sell or refinance soon. The rate ladder on this page shows the cost and payback of each step.
Can I get second-home rates on a Hollywood Beach condo?
Yes, if you will use it yourself for part of the year and do not rent it full time. Second-home loans need 10% or more down and price better than investment loans. The building must still meet the lender’s requirements, which we check before you make an offer.
Why do homes in Hollywood take so long to sell?
As of mid-2026 Hollywood homes averaged about 116 days on the market, largely because of the condo market, where buyers are weighing each building’s inspections, reserves and assessments. Well-priced single-family homes still sell faster. For buyers, the slower pace means more room to negotiate.
Do I need flood insurance for a Hollywood mortgage?
Only if the home is in a FEMA high-risk flood zone, which includes much of the beach and areas near the Intracoastal. Condo buildings usually carry their own flood policy for the structure. Inland homes are often outside required zones, though coverage can still be worthwhile.
More for Hollywood borrowers
Nearby in Broward
Contact On Mortgage for the Best Hollywood Mortgage Rates
Whether you are buying, refinancing or investing in Hollywood, On Mortgage offers expert advice and tailored loans. Contact our team today to explore the best Hollywood mortgage rates and secure the right loan for your goals.