Today's St. Petersburg Mortgage Rates

Mortgage rates as of 4/18/2025

St. Petersburg's Mortgage Broker Offering the Lowest Rates

We specialize in St. Petersburg residential mortgages.

At OnMortgage, we will find a loan that fits each St. Petersburg borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.

Find the Best St. Petersburg Mortgage Rates with On Mortgage

St. Petersburg, known for its vibrant arts scene and beautiful waterfronts, offers a diverse real estate market. At On Mortgage, we provide competitive St. Petersburg mortgage rates and tailored loan solutions to help residents and investors achieve their real estate goals in this dynamic city.

St. Petersburg's Real Estate Market Overview

St. Petersburg offers a variety of properties, from waterfront estates to charming single-family homes in established neighborhoods. The median home price in St. Petersburg was $418,000 as of February 2025, reflecting a 1.4% decrease from the previous year. On Mortgage helps buyers secure the best St. Petersburg mortgage rates to navigate this dynamic market.

Neighborhoods in St. Petersburg

St. Petersburg boasts diverse neighborhoods catering to various lifestyles. From the bustling downtown area with its shops and restaurants to serene waterfront communities, there's a perfect spot for everyone. On Mortgage offers competitive St. Petersburg mortgage rates for properties in all neighborhoods.

St. Petersburg Mortgage Rate Trends

The St. Petersburg housing market has seen a 1.4% decrease in median home prices as of February 2025. On Mortgage is here to help you secure the best St. Petersburg mortgage rates and financing terms for your dream property.

Why Choose On Mortgage for the Best St. Petersburg Mortgage Rates?

St. Petersburg’s real estate market offers unique opportunities for homebuyers and investors. Here’s how On Mortgage can help:
  • Competitive mortgage rates for family and vacation homes
  • FHA loans with low down payment options
  • VA loans with exclusive benefits for veterans
  • Refinancing solutions to secure lower mortgage rates
  • Jumbo loans for luxury waterfront properties
With in-depth knowledge of St. Petersburg’s real estate market, our team ensures you secure the best St. Petersburg mortgage rates with a seamless and stress-free process.
St. Petersburg Mortgage Rates

Contact On Mortgage for the Best St. Petersburg Mortgage Rates

Whether you’re buying, refinancing, or investing in St. Petersburg, On Mortgage offers expert advice and customized mortgage solutions to meet your needs. Contact our experienced team today to explore the best St. Petersburg mortgage rates and secure the right loan for your real estate goals.


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We Serve the Entire State of Florida

At On Mortgage, we proudly provide mortgage solutions to homebuyers and investors throughout Florida. Here are some of the cities we serve near Miami, but we aren’t limited to these locations:

Boca RatonBoynton BeachCape CoralClearwaterCoral SpringsDavieDaytona BeachDeerfield BeachDoralFort LauderdaleHallandale BeachHialeahHollywoodHomesteadJacksonvilleKendallLauderdale LakesMiamiMiami BeachMiramarOrlandoParklandPembroke PinesPine HillsPlantationPompano BeachPort Saint LucieSaint PetersburgSunriseTallahasseeTampaWest Palm BeachWeston